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‘I got a credit card after losing the winter fuel payment’

Sandra, a 66-year-old pensioner from County Durham, said she used to rely on her winter fuel payment, but when it became means-tested and her pension pushed her above the threshold, she lost it. She now has to take out credit cards, overdrafts, and credit accounts to pay for expenses. She is one of the 11 million pensioners who lost the payments, worth up to £300, just as temperatures dropped.

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